Have you ever noticed how twins, separated at birth, can grow into two wholly dissimilar people, even if they are identical twins? In theory, the genetics suggest, since they started with the same traits, those traits should evolve in the same way. Outside factors, however, have a way of overcoming what nature hath originally wrought. This phenomenon isn’t limited to biology. It works with finance, too, as we discover in this week’s Carosa CommentaryBen Franklin Trusts – Did They Work?

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